Terms & Conditions
Acceptance of terms
By using this website (hhinsuranceinc.com), you agree to these Terms & Conditions. If you do not agree, please do not use this site. H&H Insurance Agency Inc. may update these terms from time to time, and continued use of the site after changes are posted means you accept the revised terms.
This site is informational, not a policy or a binding quote
Content on this website, including coverage descriptions, is general information and does not modify, replace, or serve as any actual insurance policy, application, or binding agreement. Coverage, terms, and pricing are determined solely by the applicable insurance carrier and your final signed policy documents. Nothing on this site guarantees eligibility, coverage, or a specific rate.
Third-party quoting and service tools
This site links to third-party tools we use to serve you, including a comparative rating tool (“Compare Quotes”) and a policy self-service portal (“Client Center”), both operated by EZLynx / Applied Systems, Inc. and not by H&H Insurance Agency Inc. directly. Your use of those tools is subject to their own terms and privacy practices, which we do not control. We are not responsible for the availability, accuracy, or content of any third-party site linked from this website, including insurance carrier websites.
Intellectual property
The design, text, graphics, and other content on this website are owned by H&H Insurance Agency Inc. unless otherwise noted, and are protected by applicable copyright and trademark laws. You may view and print pages of this site for your own personal, non-commercial use. You may not reproduce, distribute, or create derivative works from this site's content without our prior written permission.
Acceptable use
You agree not to misuse this website — including attempting to gain unauthorized access to any part of the site or its systems, submitting false information through our forms, or using the site in any way that could damage, disable, or impair it for other visitors.
No warranty
This website and its content are provided “as is” without warranties of any kind, express or implied. While we work to keep information accurate and current, we do not guarantee that the site will be error-free, uninterrupted, or fully up to date at all times.
Limitation of liability
To the fullest extent permitted by law, H&H Insurance Agency Inc. is not liable for any indirect, incidental, or consequential damages arising from your use of this website or reliance on its content. Your actual insurance coverage is governed exclusively by your signed policy documents and the terms set by your carrier.
Governing law
These Terms & Conditions are governed by the laws of the State of Florida, without regard to its conflict of law principles.
SMS & text messaging consent
If you provide your phone number and check the SMS consent box on a quote form, you agree to receive automated text messages from H&H Insurance Agency Inc. regarding insurance quotes, policy updates, and support at that number. Consent to receive texts is not a condition of purchasing any goods or services from us. Message frequency varies, and message and data rates from your carrier may apply.
You can opt out at any time by replying STOP to any text message, or reply HELP for assistance. We do not sell or share your phone number with third parties for their own marketing purposes.
Contact us
Questions about these Terms & Conditions can be sent to info@hhinsuranceinc.com or by calling 754-201-4796.