Coverage that holds when Florida doesn't.
H&H Insurance shops your policy across top-rated carriers to build home, auto, flood, and business coverage that's actually built for hurricane season — not just priced for it.
Nine lines of coverage, one point of contact.
We're independent, which means we're not selling you one company's version of "covered." We compare markets and build the policy around your risk.
Home Insurance
Dwelling, wind, and liability protection built around Florida's storm exposure — including wind mitigation credits that can lower your premium.
COV / AUTOAuto Insurance
Liability, collision, and comprehensive coverage priced for how South Florida actually drives.
COV / FLOODFlood Insurance
Separate from your home policy and often required by your lender — we make sure it's never a surprise.
COV / CONDOCondo Insurance
Coverage for what your HOA's master policy leaves out: your unit, your belongings, your liability.
COV / TRUCKTrucking Insurance
Commercial auto, cargo, and liability coverage built for owner-operators and small fleets on the road.
COV / UMBUmbrella Insurance
Extra liability protection layered on top of your home and auto limits, for when a claim runs deep.
COV / BOATBoat & Watercraft
On-water coverage from center consoles to cruisers — hull, liability, and towing included.
COV / HEALTHHealth Insurance
Individual and family health plans, explained in plain English before you sign anything.
COV / COMMCommercial Insurance
BOP, commercial auto, general liability, workers' comp, and trucking coverage for FL businesses.
Two owners. One office. Your insurance, handled.
We're the owners of H&H Insurance Agency, and the ones who pick up when you call. Between us we bring more than 15 years in insurance and 25 years in logistics and risk management, so we look at risk the way your family or your business actually lives it.
- Bilingual: we serve you in English and Español
- Licensed in Florida, Georgia, Texas and Nevada (2-20 and 2-15)
- We do this to help our community be properly insured
An agency that works for you, not one carrier.
Not tied to one carrier
We shop your policy across markets instead of fitting your risk into whatever one insurer is willing to offer.
Built around Florida
Hurricanes, flood zones, wind mitigation — we know how these actually move your premium, and where you're overpaying.
A person, not a portal
Call, email, or stop by our Pembroke Pines office. You'll talk to someone who already knows your policy.
9000 Sheridan St., Ste. 160
Pembroke Pines, FL 33024