COV / AUTO

Auto coverage that keeps up with South Florida traffic.

Liability, collision, comprehensive, and uninsured motorist protection — compared across carriers and priced for the roads you actually drive.

Carriers we place coverage with
AllstateNationwideTravelersLiberty MutualThe HartfordSafecoMercuryAIGHiscoxKemperBerkshire HathawayNational GeneralSouthern OakUSLIAmtrustRisk Placement Services AllstateNationwideTravelersLiberty MutualThe HartfordSafecoMercuryAIGHiscoxKemperBerkshire HathawayNational GeneralSouthern OakUSLIAmtrustRisk Placement Services
Overview

Auto Insurance, explained.

Florida is a no-fault state with one of the highest rates of uninsured drivers in the country. That changes what a smart auto policy looks like here. We help you find the right balance of required coverage and real protection — without paying for limits you don't need.

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What's typically included
  • Bodily injury & property damage liability
  • Collision & comprehensive coverage
  • Uninsured / underinsured motorist protection
  • Personal injury protection (PIP)
  • Roadside assistance
  • Rental reimbursement
Why H&H

An agency that works for you, not one carrier.

INDEPENDENT

Not tied to one carrier

We shop your policy across markets instead of fitting your risk into whatever one insurer is willing to offer.

LOCAL RISK

Built around Florida

Hurricanes, flood zones, wind mitigation — we know how these actually move your premium, and where you're overpaying.

DIRECT ACCESS

A person, not a portal

Call, email, or stop by our Pembroke Pines office. You'll talk to someone who already knows your policy.

Ready when the forecast isn't.

Get a personalized quote in minutes — no obligation, no pressure.

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Get in touch
Office

9000 Sheridan St., Ste. 160
Pembroke Pines, FL 33024

Phone

754-201-4796  ·  954-272-7228

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Tell us what you need covered — we'll follow up with real numbers.