COV / HOME

Home insurance built for Florida's weather, not against it.

From wind mitigation credits to the gaps most standard policies miss, we build home coverage around how your house actually stands up to a storm.

Carriers we place coverage with
AllstateNationwideTravelersLiberty MutualThe HartfordSafecoMercuryAIGHiscoxKemperBerkshire HathawayNational GeneralSouthern OakUSLIAmtrustRisk Placement Services AllstateNationwideTravelersLiberty MutualThe HartfordSafecoMercuryAIGHiscoxKemperBerkshire HathawayNational GeneralSouthern OakUSLIAmtrustRisk Placement Services
Overview

Home Insurance, explained.

Homeowners insurance in South Florida isn't one-size-fits-all. Roof age, construction type, and wind mitigation features can swing your premium by thousands — and the wrong policy can leave you exposed exactly when a storm hits. We compare carriers so your coverage actually matches your risk.

Talk to an agent
What's typically included
  • Dwelling & structure coverage
  • Personal property protection
  • Loss of use / additional living expenses
  • Personal liability protection
  • Wind & hurricane coverage
  • Wind mitigation credit review
Why H&H

An agency that works for you, not one carrier.

INDEPENDENT

Not tied to one carrier

We shop your policy across markets instead of fitting your risk into whatever one insurer is willing to offer.

LOCAL RISK

Built around Florida

Hurricanes, flood zones, wind mitigation — we know how these actually move your premium, and where you're overpaying.

DIRECT ACCESS

A person, not a portal

Call, email, or stop by our Pembroke Pines office. You'll talk to someone who already knows your policy.

Ready when the forecast isn't.

Get a personalized quote in minutes — no obligation, no pressure.

Start my quote →
Get in touch
Office

9000 Sheridan St., Ste. 160
Pembroke Pines, FL 33024

Phone

754-201-4796  ·  954-272-7228

Start a quote

Tell us what you need covered — we'll follow up with real numbers.