COV / BOAT
Boat insurance for South Florida's waterways.
From center consoles to cruisers — hull, liability, and towing coverage built around how you actually use the water.
Carriers we place coverage with
AllstateNationwideTravelersLiberty MutualThe HartfordSafecoMercuryAIGHiscoxKemperBerkshire HathawayNational GeneralSouthern OakUSLIAmtrustRisk Placement Services
AllstateNationwideTravelersLiberty MutualThe HartfordSafecoMercuryAIGHiscoxKemperBerkshire HathawayNational GeneralSouthern OakUSLIAmtrustRisk Placement Services
Overview
Boat & Watercraft, explained.
Between the Intracoastal, the Everglades, and open Atlantic access, South Florida boat owners face a wider range of risk than a standard policy assumes. We factor in vessel type, horsepower, and how far offshore you actually go.
Talk to an agent
What's typically included
- Hull & equipment coverage
- Liability protection
- Towing & on-water assistance
- Uninsured boater coverage
- Personal effects coverage
- Agreed value options
Why H&H
An agency that works for you, not one carrier.
INDEPENDENT
Not tied to one carrier
We shop your policy across markets instead of fitting your risk into whatever one insurer is willing to offer.
LOCAL RISK
Built around Florida
Hurricanes, flood zones, wind mitigation — we know how these actually move your premium, and where you're overpaying.
DIRECT ACCESS
A person, not a portal
Call, email, or stop by our Pembroke Pines office. You'll talk to someone who already knows your policy.
Get in touch
Office
9000 Sheridan St., Ste. 160
Pembroke Pines, FL 33024
Phone
Email
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