COV / COMM

Commercial insurance for Florida businesses that can't afford downtime.

BOP, commercial property, general liability, and workers' compensation — built around how your business actually operates, storm season included.

Carriers we place coverage with
AllstateNationwideTravelersLiberty MutualThe HartfordSafecoMercuryAIGHiscoxKemperBerkshire HathawayNational GeneralSouthern OakUSLIAmtrustRisk Placement Services AllstateNationwideTravelersLiberty MutualThe HartfordSafecoMercuryAIGHiscoxKemperBerkshire HathawayNational GeneralSouthern OakUSLIAmtrustRisk Placement Services
Overview

Commercial Insurance, explained.

A single named-storm closure or liability claim can hit a small business harder than the premium ever would. We help Florida business owners put together coverage that matches their actual exposure — property, people, vehicles, and the liability that comes with running a business here.

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What's typically included
  • Business Owner's Policy (BOP)
  • Commercial property coverage
  • General liability
  • Workers' compensation
  • Commercial auto coverage
  • Professional liability (E&O)
Why H&H

An agency that works for you, not one carrier.

INDEPENDENT

Not tied to one carrier

We shop your policy across markets instead of fitting your risk into whatever one insurer is willing to offer.

LOCAL RISK

Built around Florida

Hurricanes, flood zones, wind mitigation — we know how these actually move your premium, and where you're overpaying.

DIRECT ACCESS

A person, not a portal

Call, email, or stop by our Pembroke Pines office. You'll talk to someone who already knows your policy.

Ready when the forecast isn't.

Get a personalized quote in minutes — no obligation, no pressure.

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Get in touch
Office

9000 Sheridan St., Ste. 160
Pembroke Pines, FL 33024

Phone

754-201-4796  ·  954-272-7228

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Tell us what you need covered — we'll follow up with real numbers.